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LAW FIRM SERVING GEORGIA, TEXAS, & ALABAMA
LATEST UPDATES
Credit Mistakes
Maintaining your credit requires diligence, but it’s crucial for your financial health. Your credit history significantly influences...
Feb 13, 20242 min read


Inadequate small business credit reports may impede loan access.
The COVID-19 pandemic has inflicted significant damage on numerous American small businesses, forcing them to navigate the economic...
Feb 13, 20242 min read


Credit disputes
Correcting inaccurate or incomplete information on your credit report can be a daunting task. The communications you receive from the...
Feb 13, 20242 min read
The report highlights how the three major credit reporting companies are evading consumer concerns.
The major credit reporting agencies, known as the Big Three—Experian, Equifax, and TransUnion—play a significant role in the financial...
Feb 12, 20242 min read


Demand accountability from credit reporting agencies for inaccurate reports and poor service
“This system is unjust…” “This is predatory and life-altering, preventing me from purchasing a home.” “The credit reporting system is...
Feb 12, 20242 min read


The latest study examines how financial health is connected to the details in and interactions with credit reports.
On September 17, 2019, the Consumer Financial Protection Bureau (CFPB) unveiled an Innovation Insight report detailing a groundbreaking...
Feb 12, 20242 min read
Understand your rights and protections concerning medical bills and collections to navigate this complex area effectively.
Medical billing and collections can be overwhelming, especially when you’re already dealing with a health crisis. If you’re facing this...
Feb 12, 20242 min read
A briefing on the enhancement of credit availability and the introduction of the Consumer Financial Protection Bureau’s (CFPB) inaugural No-Action Letter.
For certain consumers, leveraging non-traditional information sources, or “alternative data,” for credit assessment could pave the way to...
Feb 12, 20242 min read
Buy Now, Pay Later (BNPL) services have gained popularity
In December 2021, the Consumer Financial Protection Bureau (CFPB) initiated a market monitoring inquiry into the Buy Now, Pay Later...
Feb 7, 20242 min read
The major credit card companies are suppressing actual payment data on credit reports
Last year, it was reported that Americans paid over $120 billion annually in interest and fees on credit cards. Since then, average...
Feb 7, 20243 min read


Debt collectors are reassessing their approach to furnishing medical debt data due to concerns regarding data integrity.
A recent report by the Consumer Financial Protection Bureau (CFPB) reveals a notable decrease of 37 percent in medical collections...
Feb 7, 20242 min read


A recent report delves into the effects of credit card line reductions on consumers.
A recent report from the CFPB sheds light on the practice of credit card companies reducing consumers’ available credit limits, known as...
Feb 7, 20241 min read


Can’t Pay? No Problem. We will punish your kids.
Today I have another example of the stellar performance we see from debt collectors, and, in particular, medical debt collectors. In this...
May 28, 20225 min read
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