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FCRA Issues

Errors on Your Credit Report

Errors on your credit report can have a significant impact on your financial health. At Cliff Carlson Law, P.C., we understand the frustration and stress that can come from inaccuracies on your credit report. Fortunately, under the Fair Credit Reporting Act (FCRA), you have rights.

Your Rights Under the Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) is a federal law that promotes the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. Under the FCRA, you have the right to:

  1. Access Your Credit Report: You are entitled to a free copy of your credit report from each of the major credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months.

  2. Dispute Inaccuracies: If you believe there is inaccurate information on your credit report, you have the right to dispute it with the credit reporting agency. They are required to investigate the dispute and correct any errors within a reasonable amount of time.

  3. Notification of Adverse Actions: If an adverse action, such as denial of credit or employment, is taken against you based on information in your credit report, the entity taking the action is required to provide you with a notice that includes the name, address, and phone number of the credit reporting agency that provided the information.

  4. Protection of Your Privacy: The FCRA limits who can access your credit report and requires your consent for certain uses of your credit information.

How We Can Help

At Cliff Carlson Law, P.C., we specialize in assisting clients with disputing inaccuracies on their credit reports and holding reporting agencies accountable. Our experienced team understands the intricacies of the FCRA and will work tirelessly to ensure that your rights are protected.

When you choose us to represent you, you can expect:

  • Personalized Attention: We understand that every situation is unique, and we will take the time to listen to your concerns and develop a strategy tailored to your specific needs.

  • Thorough Investigation: We will conduct a comprehensive review of your credit report and gather evidence to support your dispute.

  • Effective Advocacy: Our skilled attorneys will communicate with the credit reporting agencies on your behalf and advocate for the prompt correction of any inaccuracies.

  • Peace of Mind: With Cliff Carlson Law, P.C. on your side, you can have confidence knowing that experienced professionals are fighting for your rights.

Contact Us Today

Don't let errors on your credit report hold you back. Take control of your financial future with the help of Cliff Carlson Law, P.C. Contact us today to schedule a consultation and learn how we can assist you in disputing inaccuracies on your credit report. Your financial health is our priority.


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